We are refinancing our home. Again. For the third time in eight years of ownership. Does that tell you anything about what mortgage rates have been doing? Dropping, dropping, dropping. Oh yeah, and also that we have no intention of moving. In 2004 we started with a 30-year fixed rate mortgage. In 2005 we refinanced to another 30-year mortgage because we originally had a NINJA loan (No Income, No Job or Asset- hey, we were
This conveniently located townhouse-style condo is tucked away in a quiet community. The unit is light and bright with an open floor plan. It offers 2 bedrooms and 2.5 bathrooms over 1,544 square feet. The first floor offers a living room with fireplace and opens into the dining room. The kitchen has eat-in space, sliders to a deck, a vaulted ceiling and skylights. A half bath finishes off the first floor space. Upstairs there are
Dear Closing Attorney: I hadn’t met you before last Friday, but my client’s mortgage lender recommended that she use you because they have a “closed list” of attorneys they allow buyers to use. I understand this simplifies things for the bank because they can get you to follow certain processes which streamlines their operations. So she went with it. At the closing table you seemed nice enough, making the usual pleasantries and closing jokes as
Now that our gardens are established, I think it’s time to add some lawn ornaments. Class up the yard a bit, you know? We spent a day at Brimfield a few weeks ago and found some real quality contenders. Who can say no to the Colonel-as-Weathervane? Or gigantic orbs? Gnomes and bunnies? Ah, perfection. A five foot tall Puss in Boots. Because one can never get too much Puss in Boots. I suggested to Kyle
When I was a kid, stacking dominoes was a favorite pastime for rainy days. Make intricate patterns, twists and turns, jumps. It was entertaining to see just how long you could make the chain and watch one knock down the next. These days I work with a different kind of domino; Domino Deals. That’s when there is one transaction that is dependent on another moving forward in order to happen. For example, a buyer wants